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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALASKA USA FEDERAL CREDIT UNIO
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALASKA USA FEDERAL CREDIT UNIO |
| Address | P.O. BOX 196613
ANCHORAGE, AK 99519 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 211 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,925,000 |
| Average Mortgage Loan Amount Applied For | $40,352 |
| Highest Mortgage Loan Amount Applied For | $376,000 |
| Average Applicant Income | $67,176 |
| Highest Applicant Income | $213,000 |
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| Home Improvement |
189 | $3,141,000 |
$16,000 | $40,000 |
$73,000 | $213,000 |
| Home Purchase |
22 | $3,956,000 |
$179,000 | $376,000 |
$0 | $0 |
| Refinancing |
5 | $908,000 |
$181,000 | $280,000 |
$0 | $0 |
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| American Indian or Alaskan Native |
10 | $206,000 |
$20,000 | $25,000 |
$59,000 | $127,000 |
| Asian |
3 | $21,000 |
$7,000 | $15,000 |
$87,000 | $117,000 |
| Black or African American |
4 | $79,000 |
$19,000 | $25,000 |
$99,000 | $133,000 |
| Hispanic |
1 | $5,000 |
$5,000 | $5,000 |
$54,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $10,000 |
$10,000 | $10,000 |
$75,000 | $75,000 |
| Not applicable |
24 | $4,434,000 |
$184,000 | $376,000 |
$0 | $0 |
| Not Provided |
33 | $634,000 |
$19,000 | $105,000 |
$68,000 | $166,000 |
| White |
140 | $2,616,000 |
$18,000 | $183,000 |
$72,000 | $213,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $2,045,000 |
$157,000 | $376,000 |
$5,000 | $68,000 |
| FHA-insured (Federal Housing Administration) |
200 | $5,398,000 |
$26,000 | $253,000 |
$68,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $562,000 |
$187,000 | $286,000 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
58 | $1,094,000 |
$18,000 | $105,000 |
$56,000 | $120,000 |
| Application Withdrawn By Applicant |
42 | $623,000 |
$14,000 | $25,000 |
$69,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
92 | $1,854,000 |
$20,000 | $183,000 |
$83,000 | $213,000 |
| Loan Purchased By The Institution |
24 | $4,434,000 |
$184,000 | $376,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $34,000 |
$11,000 | $25,000 |
$63,000 | $72,000 |
| Credit Application Incomplete |
9 | $132,000 |
$14,000 | $25,000 |
$72,000 | $113,000 |
| Credit History |
20 | $433,000 |
$21,000 | $105,000 |
$51,000 | $120,000 |
| Debt-To-Income Ratio |
22 | $395,000 |
$17,000 | $40,000 |
$49,000 | $97,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $100,000 |
$25,000 | $25,000 |
$78,000 | $119,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALASKA USA FEDERAL CREDIT UNIO by:
Metropolitan Area And
County
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