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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLEGIS CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLEGIS CREDIT UNION |
| Address | 5713 VENTURE PARK DR
KALAMAZOO, MI 49009 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 99 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,206,000 |
| Average Mortgage Loan Amount Applied For | $18,333 |
| Highest Mortgage Loan Amount Applied For | $105,000 |
| Average Applicant Income | $47,333 |
| Highest Applicant Income | $127,000 |
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| Home Improvement |
94 | $1,915,000 |
$20,000 | $75,000 |
$47,000 | $127,000 |
| Home Purchase |
5 | $291,000 |
$58,000 | $105,000 |
$44,000 | $54,000 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $95,000 |
$47,000 | $75,000 |
$44,000 | $65,000 |
| Black or African American |
24 | $556,000 |
$23,000 | $105,000 |
$55,000 | $109,000 |
| Hispanic |
6 | $116,000 |
$19,000 | $56,000 |
$43,000 | $66,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $49,000 |
$49,000 | $49,000 |
$48,000 | $48,000 |
| White |
66 | $1,390,000 |
$21,000 | $105,000 |
$45,000 | $127,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
99 | $2,206,000 |
$22,000 | $105,000 |
$47,000 | $127,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $299,000 |
$33,000 | $75,000 |
$30,000 | $45,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
90 | $1,907,000 |
$21,000 | $105,000 |
$49,000 | $127,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $60,000 |
$60,000 | $60,000 |
$31,000 | $31,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $151,000 |
$25,000 | $75,000 |
$27,000 | $42,000 |
| Debt-To-Income Ratio |
2 | $88,000 |
$44,000 | $71,000 |
$41,000 | $45,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALLEGIS CREDIT UNION by:
Metropolitan Area And
County
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