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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLIANCE FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLIANCE FSB |
| Address | 901 N ELM, SUITE 102
HINSDALE, IL 60521 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 198 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,147,000 |
| Average Mortgage Loan Amount Applied For | $216,285 |
| Highest Mortgage Loan Amount Applied For | $795,000 |
| Average Applicant Income | $69,857 |
| Highest Applicant Income | $862,000 |
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| Home Improvement |
23 | $4,999,000 |
$217,000 | $525,000 |
$69,000 | $189,000 |
| Home Purchase |
97 | $24,551,000 |
$253,000 | $735,000 |
$61,000 | $395,000 |
| Refinancing |
78 | $20,597,000 |
$264,000 | $795,000 |
$85,000 | $862,000 |
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| American Indian or Alaskan Native |
1 | $186,000 |
$186,000 | $186,000 |
$59,000 | $59,000 |
| Asian |
9 | $3,370,000 |
$374,000 | $735,000 |
$12,000 | $75,000 |
| Black or African American |
6 | $1,797,000 |
$299,000 | $540,000 |
$74,000 | $192,000 |
| Hispanic |
100 | $19,804,000 |
$198,000 | $795,000 |
$62,000 | $332,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
82 | $24,990,000 |
$304,000 | $750,000 |
$89,000 | $862,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
198 | $50,147,000 |
$253,000 | $795,000 |
$71,000 | $862,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $972,000 |
$194,000 | $276,000 |
$92,000 | $183,000 |
| Application Denied By Financial Institution |
37 | $8,128,000 |
$219,000 | $688,000 |
$63,000 | $384,000 |
| Application Withdrawn By Applicant |
4 | $872,000 |
$218,000 | $330,000 |
$38,000 | $63,000 |
| File Closed For Incompleteness |
8 | $1,194,000 |
$149,000 | $226,000 |
$50,000 | $84,000 |
| Loan Originated |
144 | $38,981,000 |
$270,000 | $795,000 |
$75,000 | $862,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
7 | $1,722,000 |
$246,000 | $401,000 |
$103,000 | $384,000 |
| Credit Application Incomplete |
1 | $159,000 |
$159,000 | $159,000 |
$57,000 | $57,000 |
| Credit History |
4 | $640,000 |
$160,000 | $200,000 |
$66,000 | $74,000 |
| Debt-To-Income Ratio |
6 | $1,413,000 |
$235,000 | $362,000 |
$55,000 | $84,000 |
| Employment History |
2 | $232,000 |
$116,000 | $116,000 |
$36,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
13 | $2,354,000 |
$181,000 | $299,000 |
$49,000 | $81,000 |
| Other |
4 | $1,608,000 |
$402,000 | $688,000 |
$63,000 | $144,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ALLIANCE FSB by:
Metropolitan Area And
County
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