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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ALLSTATE HOME LOANS, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
ALLSTATE HOME LOANS, INC. |
| Address | 5 CORPORATE PARK, SUITE 100
IRVINE, CA 92606 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,327 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,053,549,000 |
| Average Mortgage Loan Amount Applied For | $190,369 |
| Highest Mortgage Loan Amount Applied For | $3,100,000 |
| Average Applicant Income | $118,376 |
| Highest Applicant Income | $4,800,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2,046 | $440,049,000 |
$215,000 | $1,950,000 |
$194,000 | $3,125,000 |
| Refinancing |
2,305 | $618,511,000 |
$268,000 | $3,100,000 |
$117,000 | $4,800,000 |
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| American Indian or Alaskan Native |
11 | $2,105,000 |
$191,000 | $398,000 |
$100,000 | $129,000 |
| Asian |
110 | $25,531,000 |
$232,000 | $676,000 |
$191,000 | $783,000 |
| Black or African American |
470 | $91,365,000 |
$194,000 | $1,200,000 |
$111,000 | $652,000 |
| Hispanic |
634 | $160,696,000 |
$253,000 | $1,250,000 |
$111,000 | $730,000 |
| Native Hawaiin or Other Pacific Islander |
12 | $3,376,000 |
$281,000 | $692,000 |
$106,000 | $240,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2,400 | $596,293,000 |
$248,000 | $3,100,000 |
$139,000 | $4,800,000 |
| White |
714 | $179,194,000 |
$250,000 | $1,950,000 |
$260,000 | $3,120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,351 | $1,058,560,000 |
$243,000 | $3,100,000 |
$153,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1,494 | $360,903,000 |
$241,000 | $3,000,000 |
$120,000 | $4,800,000 |
| Application Denied By Financial Institution |
950 | $238,148,000 |
$250,000 | $2,670,000 |
$143,000 | $2,988,000 |
| Application Withdrawn By Applicant |
666 | $151,912,000 |
$228,000 | $3,100,000 |
$164,000 | $3,125,000 |
| File Closed For Incompleteness |
315 | $80,679,000 |
$256,000 | $1,000,000 |
$332,000 | $3,120,000 |
| Loan Originated |
926 | $226,918,000 |
$245,000 | $2,000,000 |
$147,000 | $3,120,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
66 | $16,070,000 |
$243,000 | $1,089,000 |
$111,000 | $648,000 |
| Credit Application Incomplete |
1 | $100,000 |
$100,000 | $100,000 |
$0 | $0 |
| Credit History |
194 | $47,280,000 |
$243,000 | $1,050,000 |
$132,000 | $663,000 |
| Debt-To-Income Ratio |
64 | $13,371,000 |
$208,000 | $1,190,000 |
$118,000 | $828,000 |
| Employment History |
23 | $5,813,000 |
$252,000 | $1,330,000 |
$208,000 | $1,830,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
11 | $2,502,000 |
$227,000 | $702,000 |
$86,000 | $336,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
65 | $19,268,000 |
$296,000 | $1,031,000 |
$251,000 | $2,988,000 |
| Unverifiable Information |
12 | $2,302,000 |
$191,000 | $552,000 |
$89,000 | $350,000 |
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Mortgage Loan App Totals for ALLSTATE HOME LOANS, INC. by:
Metropolitan Area And
County
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