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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMARILLO NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMARILLO NATIONAL BANK |
| Address | 410 S. TAYLOR STREET
AMARILLO, TX 79101 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,162 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $260,947,000 |
| Average Mortgage Loan Amount Applied For | $135,933 |
| Highest Mortgage Loan Amount Applied For | $1,080,000 |
| Average Applicant Income | $119,653 |
| Highest Applicant Income | $1,678,000 |
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| Home Improvement |
597 | $11,676,000 |
$19,000 | $261,000 |
$65,000 | $740,000 |
| Home Purchase |
2,324 | $231,729,000 |
$99,000 | $1,080,000 |
$63,000 | $1,678,000 |
| Refinancing |
612 | $48,436,000 |
$79,000 | $855,000 |
$63,000 | $871,000 |
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| American Indian or Alaskan Native |
32 | $1,729,000 |
$54,000 | $206,000 |
$67,000 | $240,000 |
| Asian |
53 | $3,613,000 |
$68,000 | $300,000 |
$47,000 | $320,000 |
| Black or African American |
89 | $5,627,000 |
$63,000 | $276,000 |
$44,000 | $180,000 |
| Hispanic |
557 | $30,692,000 |
$55,000 | $380,000 |
$38,000 | $320,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $124,000 |
$41,000 | $57,000 |
$45,000 | $53,000 |
| Not applicable |
25 | $2,595,000 |
$103,000 | $473,000 |
$0 | $0 |
| Not Provided |
539 | $48,298,000 |
$89,000 | $922,000 |
$69,000 | $1,678,000 |
| White |
2,235 | $199,163,000 |
$89,000 | $1,080,000 |
$70,000 | $1,353,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,169 | $262,248,000 |
$82,000 | $1,080,000 |
$66,000 | $1,678,000 |
| FHA-insured (Federal Housing Administration) |
290 | $21,552,000 |
$74,000 | $271,000 |
$39,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
74 | $8,041,000 |
$108,000 | $292,000 |
$46,000 | $115,000 |
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| Application Approved But Not Accepted |
503 | $44,919,000 |
$89,000 | $645,000 |
$60,000 | $586,000 |
| Application Denied By Financial Institution |
330 | $20,983,000 |
$63,000 | $410,000 |
$42,000 | $450,000 |
| Application Withdrawn By Applicant |
63 | $2,342,000 |
$37,000 | $179,000 |
$64,000 | $238,000 |
| File Closed For Incompleteness |
10 | $1,042,000 |
$104,000 | $271,000 |
$50,000 | $120,000 |
| Loan Originated |
2,256 | $191,661,000 |
$84,000 | $1,080,000 |
$71,000 | $1,678,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
371 | $30,894,000 |
$83,000 | $417,000 |
$39,000 | $320,000 |
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| Collateral |
28 | $1,377,000 |
$49,000 | $410,000 |
$69,000 | $450,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
377 | $24,438,000 |
$64,000 | $230,000 |
$41,000 | $240,000 |
| Debt-To-Income Ratio |
278 | $24,083,000 |
$86,000 | $397,000 |
$35,000 | $203,000 |
| Employment History |
5 | $921,000 |
$184,000 | $417,000 |
$146,000 | $320,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $452,000 |
$113,000 | $226,000 |
$31,000 | $84,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
5 | $285,000 |
$57,000 | $100,000 |
$65,000 | $100,000 |
| Unverifiable Information |
4 | $321,000 |
$80,000 | $120,000 |
$49,000 | $66,000 |
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Mortgage Loan App Totals for AMARILLO NATIONAL BANK by:
Metropolitan Area And
County
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