|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMEGY BANK OF TEXAS, NA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMEGY BANK OF TEXAS, NA |
| Address | 1801 MAIN
HOUSTON, TX 77002 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,981 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $85,692,000 |
| Average Mortgage Loan Amount Applied For | $185,568 |
| Highest Mortgage Loan Amount Applied For | $5,600,000 |
| Average Applicant Income | $164,840 |
| Highest Applicant Income | $4,180,000 |
|
|
|
| Home Improvement |
1,584 | $49,788,000 |
$31,000 | $837,000 |
$104,000 | $1,063,000 |
| Home Purchase |
127 | $17,575,000 |
$138,000 | $5,600,000 |
$120,000 | $4,180,000 |
| Refinancing |
270 | $18,329,000 |
$67,000 | $564,000 |
$108,000 | $1,674,000 |
|
|
| American Indian or Alaskan Native |
7 | $158,000 |
$22,000 | $43,000 |
$70,000 | $150,000 |
| Asian |
49 | $2,161,000 |
$44,000 | $225,000 |
$91,000 | $528,000 |
| Black or African American |
151 | $4,233,000 |
$28,000 | $151,000 |
$74,000 | $410,000 |
| Hispanic |
416 | $16,419,000 |
$39,000 | $411,000 |
$70,000 | $720,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $126,000 |
$31,000 | $60,000 |
$69,000 | $97,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
17 | $481,000 |
$28,000 | $80,000 |
$75,000 | $257,000 |
| White |
1,337 | $62,114,000 |
$46,000 | $5,600,000 |
$122,000 | $4,180,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,981 | $85,692,000 |
$43,000 | $5,600,000 |
$106,000 | $4,180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
178 | $11,887,000 |
$66,000 | $5,600,000 |
$117,000 | $972,000 |
| Application Denied By Financial Institution |
692 | $20,997,000 |
$30,000 | $298,000 |
$84,000 | $846,000 |
| Application Withdrawn By Applicant |
7 | $205,000 |
$29,000 | $63,000 |
$87,000 | $250,000 |
| File Closed For Incompleteness |
1 | $25,000 |
$25,000 | $25,000 |
$39,000 | $39,000 |
| Loan Originated |
1,103 | $52,578,000 |
$47,000 | $1,000,000 |
$118,000 | $4,180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
108 | $4,577,000 |
$42,000 | $250,000 |
$108,000 | $390,000 |
| Credit Application Incomplete |
1 | $51,000 |
$51,000 | $51,000 |
$13,000 | $13,000 |
| Credit History |
532 | $14,598,000 |
$27,000 | $298,000 |
$79,000 | $846,000 |
| Debt-To-Income Ratio |
26 | $918,000 |
$35,000 | $132,000 |
$62,000 | $185,000 |
| Employment History |
2 | $27,000 |
$13,000 | $25,000 |
$18,000 | $26,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
19 | $552,000 |
$29,000 | $88,000 |
$126,000 | $500,000 |
| Unverifiable Information |
4 | $274,000 |
$68,000 | $108,000 |
$58,000 | $147,000 |
|
Mortgage Loan App Totals for AMEGY BANK OF TEXAS, NA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
