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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICA WEST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICA WEST BANK |
| Address | 476 W. HERITAGE PARK BLVD.
LAYTON, UT 84041 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,220,000 |
| Average Mortgage Loan Amount Applied For | $180,500 |
| Highest Mortgage Loan Amount Applied For | $683,000 |
| Average Applicant Income | $72,625 |
| Highest Applicant Income | $275,000 |
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| Home Improvement |
1 | $122,000 |
$122,000 | $122,000 |
$103,000 | $103,000 |
| Home Purchase |
31 | $5,409,000 |
$174,000 | $380,000 |
$67,000 | $169,000 |
| Refinancing |
6 | $1,689,000 |
$281,000 | $683,000 |
$89,000 | $275,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $250,000 |
$125,000 | $188,000 |
$62,000 | $97,000 |
| White |
36 | $6,970,000 |
$193,000 | $683,000 |
$72,000 | $275,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $7,220,000 |
$190,000 | $683,000 |
$72,000 | $275,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $683,000 |
$683,000 | $683,000 |
$275,000 | $275,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
37 | $6,537,000 |
$176,000 | $380,000 |
$66,000 | $169,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $683,000 |
$683,000 | $683,000 |
$275,000 | $275,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICA WEST BANK by:
Metropolitan Area And
County
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