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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN ENTERPRISE BANK OF FL
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN ENTERPRISE BANK OF FL |
| Address | 4655 SALISBURY ROAD SUITE 100
JACKSONVILLE, FL 32256 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,049 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $208,294,000 |
| Average Mortgage Loan Amount Applied For | $173,969 |
| Highest Mortgage Loan Amount Applied For | $1,250,000 |
| Average Applicant Income | $74,967 |
| Highest Applicant Income | $1,200,000 |
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| Home Improvement |
8 | $568,000 |
$71,000 | $142,000 |
$52,000 | $115,000 |
| Home Purchase |
220 | $48,474,000 |
$220,000 | $1,000,000 |
$105,000 | $1,090,000 |
| Refinancing |
821 | $159,252,000 |
$193,000 | $1,250,000 |
$77,000 | $1,200,000 |
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| American Indian or Alaskan Native |
8 | $1,524,000 |
$190,000 | $600,000 |
$52,000 | $131,000 |
| Asian |
36 | $10,852,000 |
$301,000 | $700,000 |
$115,000 | $400,000 |
| Black or African American |
52 | $9,359,000 |
$179,000 | $500,000 |
$57,000 | $145,000 |
| Hispanic |
43 | $8,441,000 |
$196,000 | $417,000 |
$81,000 | $206,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $430,000 |
$215,000 | $310,000 |
$80,000 | $130,000 |
| Not applicable |
5 | $1,060,000 |
$212,000 | $383,000 |
$258,000 | $988,000 |
| Not Provided |
339 | $71,191,000 |
$210,000 | $890,000 |
$84,000 | $1,200,000 |
| White |
564 | $105,437,000 |
$186,000 | $1,250,000 |
$81,000 | $1,080,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,049 | $208,294,000 |
$198,000 | $1,250,000 |
$82,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
283 | $57,952,000 |
$204,000 | $1,000,000 |
$71,000 | $400,000 |
| Application Withdrawn By Applicant |
732 | $146,189,000 |
$199,000 | $1,250,000 |
$86,000 | $1,200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
34 | $4,153,000 |
$122,000 | $718,000 |
$94,000 | $988,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
59 | $12,064,000 |
$204,000 | $712,000 |
$88,000 | $210,000 |
| Credit Application Incomplete |
2 | $579,000 |
$289,000 | $360,000 |
$31,000 | $62,000 |
| Credit History |
144 | $27,147,000 |
$188,000 | $1,000,000 |
$61,000 | $264,000 |
| Debt-To-Income Ratio |
32 | $8,007,000 |
$250,000 | $890,000 |
$61,000 | $311,000 |
| Employment History |
12 | $2,995,000 |
$249,000 | $700,000 |
$100,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
13 | $2,516,000 |
$193,000 | $440,000 |
$78,000 | $328,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
13 | $2,077,000 |
$159,000 | $680,000 |
$57,000 | $115,000 |
| Unverifiable Information |
7 | $2,522,000 |
$360,000 | $700,000 |
$135,000 | $400,000 |
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Mortgage Loan App Totals for AMERICAN ENTERPRISE BANK OF FL by:
Metropolitan Area And
County
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