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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN FIDELITY
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN FIDELITY |
| Address | 7674 W. LAKE MEAD BLVD. 100 LAS VEGAS, NV 89128 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 2,214 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $342,428,000 |
| Average Mortgage Loan Amount Applied For | $169,365 |
| Highest Mortgage Loan Amount Applied For | $3,050,000 |
| Average Applicant Income | $50,567 |
| Highest Applicant Income | $1,032,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
928 | $150,827,000 |
$373,769 | $3,050,000 |
$124,923 | $1,032,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,369 | $203,098,000 |
$134,562 | $950,000 |
$25,500 | $824,000 |
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| American Indian or Alaskan Native |
1 | $120,000 |
$120,000 | $120,000 |
$59,000 | $59,000 |
| Asian or Pacific Islander |
64 | $12,143,000 |
$203,000 | $950,000 |
$56,400 | $471,000 |
| Black |
81 | $13,580,000 |
$194,500 | $900,000 |
$37,833 | $276,000 |
| Hispanic |
392 | $53,741,000 |
$150,285 | $547,000 |
$36,000 | $300,000 |
| Information not provided by applicant in mail or telephone application |
219 | $33,549,000 |
$378,583 | $3,050,000 |
$107,833 | $996,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
19 | $2,856,000 |
$144,250 | $244,000 |
$49,250 | $716,000 |
| White |
1,521 | $237,936,000 |
$136,588 | $808,000 |
$32,764 | $1,032,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,533 | $252,210,000 |
$296,888 | $3,050,000 |
$97,111 | $1,032,000 |
| FHA-insured (Federal Housing Administration) |
676 | $88,875,000 |
$143,666 | $305,000 |
$19,666 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
88 | $12,840,000 |
$126,000 | $250,000 |
$13,285 | $104,000 |
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| Application Approved But Not Accepted |
221 | $33,497,000 |
$155,222 | $468,000 |
$42,222 | $209,000 |
| Application Denied By Financial Institution |
156 | $22,862,000 |
$145,111 | $468,000 |
$30,888 | $139,000 |
| Application Withdrawn By Applicant |
483 | $74,996,000 |
$421,727 | $3,050,000 |
$144,545 | $996,000 |
| File Closed For Incompleteness |
153 | $23,855,000 |
$152,142 | $808,000 |
$43,571 | $369,000 |
| Loan Originated |
1,284 | $198,715,000 |
$137,375 | $950,000 |
$27,375 | $1,032,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN FIDELITY by:
Metropolitan Area And
County
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