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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AMERICAN FIDELITY MORTGAGE SER
Mortgage Loans and Application Details
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| Mortgage Company Name |
AMERICAN FIDELITY MORTGAGE SER |
| Address | 1751 S. NAPERVILLE RD, STE 104
WHEATON, IL 60187 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 794 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $148,585,000 |
| Average Mortgage Loan Amount Applied For | $154,731 |
| Highest Mortgage Loan Amount Applied For | $880,000 |
| Average Applicant Income | $98,146 |
| Highest Applicant Income | $1,529,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
444 | $80,928,000 |
$182,000 | $860,000 |
$89,000 | $1,529,000 |
| Refinancing |
369 | $71,188,000 |
$192,000 | $880,000 |
$78,000 | $827,000 |
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| American Indian or Alaskan Native |
1 | $246,000 |
$246,000 | $246,000 |
$118,000 | $118,000 |
| Asian |
22 | $5,258,000 |
$239,000 | $600,000 |
$116,000 | $331,000 |
| Black or African American |
62 | $9,740,000 |
$157,000 | $269,000 |
$57,000 | $125,000 |
| Hispanic |
235 | $40,163,000 |
$170,000 | $417,000 |
$61,000 | $225,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $234,000 |
$117,000 | $126,000 |
$63,000 | $78,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $132,000 |
$132,000 | $132,000 |
$32,000 | $32,000 |
| White |
490 | $96,343,000 |
$196,000 | $880,000 |
$97,000 | $1,529,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
434 | $84,712,000 |
$195,000 | $880,000 |
$107,000 | $1,529,000 |
| FHA-insured (Federal Housing Administration) |
347 | $63,527,000 |
$183,000 | $279,000 |
$59,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
32 | $3,877,000 |
$121,000 | $222,000 |
$49,000 | $78,000 |
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| Application Approved But Not Accepted |
5 | $1,006,000 |
$201,000 | $292,000 |
$51,000 | $85,000 |
| Application Denied By Financial Institution |
10 | $1,882,000 |
$188,000 | $500,000 |
$76,000 | $305,000 |
| Application Withdrawn By Applicant |
71 | $14,065,000 |
$198,000 | $860,000 |
$80,000 | $317,000 |
| File Closed For Incompleteness |
8 | $1,197,000 |
$149,000 | $279,000 |
$61,000 | $153,000 |
| Loan Originated |
719 | $133,966,000 |
$186,000 | $880,000 |
$85,000 | $1,529,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $336,000 |
$168,000 | $222,000 |
$36,000 | $46,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AMERICAN FIDELITY MORTGAGE SER by:
Metropolitan Area And
County
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