|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
AMERICAN NATIONAL BANK OF DEKA
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
AMERICAN NATIONAL BANK OF DEKA |
| Address | 124 S. MAIN ST.
SYCAMORE, IL 60178 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 437 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $67,970,000 |
| Average Mortgage Loan Amount Applied For | $199,750 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $156,375 |
| Highest Applicant Income | $3,125,000 |
|
|
|
| Home Improvement |
11 | $269,000 |
$24,000 | $96,000 |
$71,000 | $130,000 |
| Home Purchase |
218 | $31,723,000 |
$145,000 | $1,200,000 |
$78,000 | $1,140,000 |
| Refinancing |
230 | $39,593,000 |
$172,000 | $1,200,000 |
$168,000 | $3,125,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,422,000 |
$284,000 | $915,000 |
$166,000 | $402,000 |
| Black or African American |
16 | $2,376,000 |
$148,000 | $439,000 |
$79,000 | $205,000 |
| Hispanic |
22 | $2,552,000 |
$116,000 | $214,000 |
$67,000 | $180,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $150,000 |
$150,000 | $150,000 |
$142,000 | $142,000 |
| Not applicable |
1 | $120,000 |
$120,000 | $120,000 |
$0 | $0 |
| Not Provided |
26 | $3,797,000 |
$146,000 | $275,000 |
$75,000 | $177,000 |
| White |
388 | $61,168,000 |
$157,000 | $1,200,000 |
$131,000 | $3,125,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
459 | $71,585,000 |
$155,000 | $1,200,000 |
$123,000 | $3,125,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
115 | $17,962,000 |
$156,000 | $608,000 |
$125,000 | $3,125,000 |
| Application Denied By Financial Institution |
41 | $6,592,000 |
$160,000 | $472,000 |
$247,000 | $1,500,000 |
| Application Withdrawn By Applicant |
28 | $5,143,000 |
$183,000 | $355,000 |
$72,000 | $190,000 |
| File Closed For Incompleteness |
17 | $2,216,000 |
$130,000 | $261,000 |
$58,000 | $150,000 |
| Loan Originated |
258 | $39,672,000 |
$153,000 | $1,200,000 |
$112,000 | $1,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
3 | $410,000 |
$136,000 | $175,000 |
$542,000 | $1,500,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $3,555,000 |
$154,000 | $317,000 |
$59,000 | $150,000 |
| Debt-To-Income Ratio |
7 | $1,105,000 |
$157,000 | $300,000 |
$76,000 | $225,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
8 | $1,522,000 |
$190,000 | $472,000 |
$827,000 | $1,500,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for AMERICAN NATIONAL BANK OF DEKA by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
