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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AUBURN SAVINGS BANK, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
AUBURN SAVINGS BANK, FSB |
| Address | 256 COURT ST P.O. BOX 3157
AUBURN, ME 04210 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 137 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,062,000 |
| Average Mortgage Loan Amount Applied For | $102,714 |
| Highest Mortgage Loan Amount Applied For | $368,000 |
| Average Applicant Income | $58,571 |
| Highest Applicant Income | $281,000 |
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| Home Improvement |
51 | $1,382,000 |
$27,000 | $118,000 |
$51,000 | $165,000 |
| Home Purchase |
49 | $6,596,000 |
$134,000 | $300,000 |
$61,000 | $281,000 |
| Refinancing |
37 | $4,084,000 |
$110,000 | $368,000 |
$52,000 | $187,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $560,000 |
$280,000 | $300,000 |
$156,000 | $281,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,340,000 |
$134,000 | $260,000 |
$0 | $0 |
| Not Provided |
1 | $100,000 |
$100,000 | $100,000 |
$61,000 | $61,000 |
| White |
124 | $10,062,000 |
$81,000 | $368,000 |
$57,000 | $200,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
137 | $12,062,000 |
$88,000 | $368,000 |
$55,000 | $281,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $775,000 |
$86,000 | $300,000 |
$32,000 | $78,000 |
| Application Withdrawn By Applicant |
2 | $200,000 |
$100,000 | $100,000 |
$51,000 | $61,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $11,087,000 |
$87,000 | $368,000 |
$56,000 | $281,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $345,000 |
$49,000 | $118,000 |
$36,000 | $78,000 |
| Debt-To-Income Ratio |
2 | $430,000 |
$215,000 | $300,000 |
$16,000 | $32,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AUBURN SAVINGS BANK, FSB by:
Metropolitan Area And
County
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