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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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AURGROUP FINANCIAL CREDIT UNIO
Mortgage Loans and Application Details
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| Mortgage Company Name |
AURGROUP FINANCIAL CREDIT UNIO |
| Address | 8811 HOLDEN BLVD.
FAIRFIELD, OH 45014 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,670,000 |
| Average Mortgage Loan Amount Applied For | $139,812 |
| Highest Mortgage Loan Amount Applied For | $388,000 |
| Average Applicant Income | $75,562 |
| Highest Applicant Income | $219,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
74 | $9,661,000 |
$130,000 | $388,000 |
$54,000 | $129,000 |
| Refinancing |
54 | $7,009,000 |
$129,000 | $273,000 |
$74,000 | $219,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
22 | $3,709,000 |
$168,000 | $388,000 |
$73,000 | $219,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
106 | $12,961,000 |
$122,000 | $273,000 |
$61,000 | $156,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
128 | $16,670,000 |
$130,000 | $388,000 |
$63,000 | $219,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
8 | $1,297,000 |
$162,000 | $220,000 |
$78,000 | $110,000 |
| Application Denied By Financial Institution |
38 | $4,900,000 |
$128,000 | $273,000 |
$56,000 | $219,000 |
| Application Withdrawn By Applicant |
30 | $4,422,000 |
$147,000 | $388,000 |
$64,000 | $156,000 |
| File Closed For Incompleteness |
10 | $1,246,000 |
$124,000 | $229,000 |
$50,000 | $84,000 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
42 | $4,805,000 |
$114,000 | $252,000 |
$69,000 | $154,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $804,000 |
$160,000 | $266,000 |
$92,000 | $219,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
25 | $3,146,000 |
$125,000 | $273,000 |
$52,000 | $92,000 |
| Debt-To-Income Ratio |
6 | $672,000 |
$112,000 | $173,000 |
$43,000 | $55,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $120,000 |
$120,000 | $120,000 |
$31,000 | $31,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AURGROUP FINANCIAL CREDIT UNIO by:
Metropolitan Area And
County
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