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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BAKER AND LINDSEY, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
BAKER AND LINDSEY, INC. |
| Address | 26B RACETRACK ROAD, NW
FORT WALTON BEACH, FL 32547-1640 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 276 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $45,647,000 |
| Average Mortgage Loan Amount Applied For | $214,142 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $260,000 |
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| Home Improvement |
3 | $185,000 |
$61,000 | $80,000 |
$83,000 | $143,000 |
| Home Purchase |
227 | $36,897,000 |
$162,000 | $429,000 |
$57,000 | $246,000 |
| Refinancing |
53 | $9,898,000 |
$186,000 | $600,000 |
$64,000 | $260,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $557,000 |
$139,000 | $300,000 |
$69,000 | $105,000 |
| Black or African American |
28 | $5,078,000 |
$181,000 | $360,000 |
$58,000 | $123,000 |
| Hispanic |
8 | $1,257,000 |
$157,000 | $278,000 |
$62,000 | $134,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
243 | $40,088,000 |
$164,000 | $600,000 |
$59,000 | $260,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $15,548,000 |
$149,000 | $600,000 |
$62,000 | $260,000 |
| FHA-insured (Federal Housing Administration) |
52 | $5,853,000 |
$112,000 | $230,000 |
$43,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
127 | $25,579,000 |
$201,000 | $417,000 |
$64,000 | $134,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $1,842,000 |
$167,000 | $286,000 |
$61,000 | $119,000 |
| Application Withdrawn By Applicant |
8 | $1,662,000 |
$207,000 | $429,000 |
$50,000 | $82,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
264 | $43,476,000 |
$164,000 | $600,000 |
$59,000 | $260,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BAKER AND LINDSEY, INC. by:
Metropolitan Area And
County
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