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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BALL STATE FEDERAL CREDIT UNIO
Mortgage Loans and Application Details
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| Mortgage Company Name |
BALL STATE FEDERAL CREDIT UNIO |
| Address | 2900 NORTH OAKWOOD AVENUE
MUNCIE, IN 47304 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 99 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,797,000 |
| Average Mortgage Loan Amount Applied For | $24,076 |
| Highest Mortgage Loan Amount Applied For | $150,000 |
| Average Applicant Income | $62,538 |
| Highest Applicant Income | $220,000 |
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| Home Improvement |
22 | $412,000 |
$18,000 | $35,000 |
$66,000 | $135,000 |
| Home Purchase |
39 | $1,240,000 |
$31,000 | $150,000 |
$67,000 | $220,000 |
| Refinancing |
38 | $1,145,000 |
$30,000 | $71,000 |
$59,000 | $140,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $31,000 |
$31,000 | $31,000 |
$58,000 | $58,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $20,000 |
$20,000 | $20,000 |
$100,000 | $100,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$27,000 | $27,000 |
| White |
96 | $2,716,000 |
$28,000 | $150,000 |
$64,000 | $220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
98 | $2,785,000 |
$28,000 | $150,000 |
$64,000 | $220,000 |
| FHA-insured (Federal Housing Administration) |
1 | $12,000 |
$12,000 | $12,000 |
$61,000 | $61,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $16,000 |
$16,000 | $16,000 |
$76,000 | $76,000 |
| Application Denied By Financial Institution |
1 | $46,000 |
$46,000 | $46,000 |
$84,000 | $84,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
97 | $2,735,000 |
$28,000 | $150,000 |
$63,000 | $220,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $46,000 |
$46,000 | $46,000 |
$84,000 | $84,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BALL STATE FEDERAL CREDIT UNIO by:
Metropolitan Area And
County
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