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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANCFIRST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANCFIRST |
| Address | 101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102-8405 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,484 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $314,338,000 |
| Average Mortgage Loan Amount Applied For | $108,362 |
| Highest Mortgage Loan Amount Applied For | $10,660,000 |
| Average Applicant Income | $88,325 |
| Highest Applicant Income | $2,400,000 |
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| Home Improvement |
1,377 | $32,141,000 |
$23,000 | $900,000 |
$59,000 | $734,000 |
| Home Purchase |
2,071 | $224,056,000 |
$108,000 | $10,660,000 |
$68,000 | $2,400,000 |
| Refinancing |
1,200 | $71,166,000 |
$59,000 | $907,000 |
$67,000 | $2,400,000 |
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| American Indian or Alaskan Native |
304 | $17,355,000 |
$57,000 | $250,000 |
$59,000 | $720,000 |
| Asian |
38 | $2,783,000 |
$73,000 | $250,000 |
$78,000 | $237,000 |
| Black or African American |
145 | $5,857,000 |
$40,000 | $295,000 |
$43,000 | $216,000 |
| Hispanic |
131 | $6,377,000 |
$48,000 | $344,000 |
$48,000 | $480,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $290,000 |
$48,000 | $90,000 |
$109,000 | $314,000 |
| Not applicable |
143 | $42,208,000 |
$295,000 | $10,660,000 |
$0 | $0 |
| Not Provided |
154 | $9,039,000 |
$58,000 | $1,150,000 |
$83,000 | $1,563,000 |
| White |
3,727 | $243,454,000 |
$65,000 | $990,000 |
$68,000 | $2,400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,111 | $274,830,000 |
$66,000 | $10,660,000 |
$67,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) |
385 | $35,135,000 |
$91,000 | $199,000 |
$52,000 | $463,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
38 | $2,986,000 |
$78,000 | $154,000 |
$40,000 | $75,000 |
| VA-guaranteed (Veterans Administration) |
114 | $14,412,000 |
$126,000 | $372,000 |
$60,000 | $203,000 |
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| Application Approved But Not Accepted |
256 | $24,805,000 |
$96,000 | $950,000 |
$69,000 | $579,000 |
| Application Denied By Financial Institution |
577 | $26,875,000 |
$46,000 | $630,000 |
$47,000 | $480,000 |
| Application Withdrawn By Applicant |
148 | $12,360,000 |
$83,000 | $990,000 |
$68,000 | $550,000 |
| File Closed For Incompleteness |
3 | $171,000 |
$57,000 | $100,000 |
$34,000 | $58,000 |
| Loan Originated |
3,517 | $250,579,000 |
$71,000 | $10,660,000 |
$68,000 | $2,400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
147 | $12,573,000 |
$85,000 | $268,000 |
$43,000 | $137,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANCFIRST by:
Metropolitan Area And
County
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