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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ALAMEDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ALAMEDA |
| Address | 1701 HARBOR BAY PARKWAY, SUITE 100
ALAMEDA, CA 94502 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 7 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,726,000 |
| Average Mortgage Loan Amount Applied For | $372,333 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $201,666 |
| Highest Applicant Income | $418,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2 | $631,000 |
$315,000 | $331,000 |
$168,000 | $250,000 |
| Refinancing |
5 | $2,095,000 |
$419,000 | $480,000 |
$213,000 | $418,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $398,000 |
$398,000 | $398,000 |
$73,000 | $73,000 |
| Black or African American |
1 | $415,000 |
$415,000 | $415,000 |
$156,000 | $156,000 |
| Hispanic |
1 | $480,000 |
$480,000 | $480,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
4 | $1,433,000 |
$358,000 | $417,000 |
$293,000 | $418,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
7 | $2,726,000 |
$389,000 | $480,000 |
$200,000 | $418,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $331,000 |
$331,000 | $331,000 |
$86,000 | $86,000 |
| Application Denied By Financial Institution |
1 | $480,000 |
$480,000 | $480,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
2 | $813,000 |
$406,000 | $415,000 |
$114,000 | $156,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
3 | $1,102,000 |
$367,000 | $417,000 |
$362,000 | $418,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $480,000 |
$480,000 | $480,000 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ALAMEDA by:
Metropolitan Area And
County
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