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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ANDERSON
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ANDERSON |
| Address | 210 E GREENVILLE ST
ANDERSON, SC 29621 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,121,000 |
| Average Mortgage Loan Amount Applied For | $329,250 |
| Highest Mortgage Loan Amount Applied For | $900,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $600,000 |
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| Home Improvement |
5 | $323,000 |
$64,000 | $155,000 |
$114,000 | $176,000 |
| Home Purchase |
15 | $2,043,000 |
$136,000 | $475,000 |
$110,000 | $600,000 |
| Refinancing |
18 | $1,755,000 |
$97,000 | $900,000 |
$44,000 | $100,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$75,000 | $75,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $10,000 |
$10,000 | $10,000 |
$23,000 | $23,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $1,587,000 |
$132,000 | $900,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
24 | $2,499,000 |
$104,000 | $475,000 |
$122,000 | $600,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $4,121,000 |
$108,000 | $900,000 |
$79,000 | $600,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $111,000 |
$37,000 | $59,000 |
$32,000 | $44,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
35 | $4,010,000 |
$114,000 | $900,000 |
$83,000 | $600,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $111,000 |
$37,000 | $59,000 |
$32,000 | $44,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ANDERSON by:
Metropolitan Area And
County
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