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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ARKANSAS, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ARKANSAS, NA |
| Address | PO BOX 2300
TULSA, OK 74102 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 79 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,264,000 |
| Average Mortgage Loan Amount Applied For | $372,000 |
| Highest Mortgage Loan Amount Applied For | $3,787,000 |
| Average Applicant Income | $84,833 |
| Highest Applicant Income | $2,754,000 |
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| Home Improvement |
44 | $1,668,000 |
$37,000 | $295,000 |
$55,000 | $210,000 |
| Home Purchase |
23 | $3,542,000 |
$154,000 | $700,000 |
$258,000 | $2,754,000 |
| Refinancing |
12 | $7,054,000 |
$587,000 | $3,787,000 |
$89,000 | $246,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $133,000 |
$44,000 | $60,000 |
$55,000 | $109,000 |
| Hispanic |
9 | $216,000 |
$24,000 | $60,000 |
$44,000 | $77,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $7,000 |
$7,000 | $7,000 |
$24,000 | $24,000 |
| Not applicable |
11 | $7,662,000 |
$696,000 | $3,787,000 |
$0 | $0 |
| Not Provided |
11 | $515,000 |
$46,000 | $172,000 |
$59,000 | $150,000 |
| White |
44 | $3,731,000 |
$84,000 | $400,000 |
$186,000 | $2,754,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
79 | $12,264,000 |
$155,000 | $3,787,000 |
$119,000 | $2,754,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $139,000 |
$34,000 | $60,000 |
$71,000 | $150,000 |
| Application Denied By Financial Institution |
23 | $845,000 |
$36,000 | $172,000 |
$51,000 | $210,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
52 | $11,280,000 |
$216,000 | $3,787,000 |
$153,000 | $2,754,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $182,000 |
$91,000 | $172,000 |
$14,000 | $28,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $125,000 |
$13,000 | $37,000 |
$63,000 | $210,000 |
| Debt-To-Income Ratio |
11 | $478,000 |
$43,000 | $150,000 |
$48,000 | $97,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $60,000 |
$60,000 | $60,000 |
$48,000 | $48,000 |
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Mortgage Loan App Totals for BANK OF ARKANSAS, NA by:
Metropolitan Area And
County
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