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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ASH GROVE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ASH GROVE |
| Address | P.O. BOX 187
ASH GROVE, MO 65604 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 38 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,374,000 |
| Average Mortgage Loan Amount Applied For | $70,000 |
| Highest Mortgage Loan Amount Applied For | $235,000 |
| Average Applicant Income | $49,500 |
| Highest Applicant Income | $133,000 |
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| Home Improvement |
7 | $335,000 |
$47,000 | $235,000 |
$35,000 | $49,000 |
| Home Purchase |
34 | $1,940,000 |
$57,000 | $140,000 |
$51,000 | $183,000 |
| Refinancing |
20 | $1,133,000 |
$56,000 | $120,000 |
$45,000 | $128,000 |
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| American Indian or Alaskan Native |
1 | $27,000 |
$27,000 | $27,000 |
$105,000 | $105,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $33,000 |
$33,000 | $33,000 |
$11,000 | $11,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
59 | $3,348,000 |
$56,000 | $235,000 |
$47,000 | $183,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
61 | $3,408,000 |
$55,000 | $235,000 |
$47,000 | $183,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $71,000 |
$71,000 | $71,000 |
$38,000 | $38,000 |
| Application Denied By Financial Institution |
15 | $922,000 |
$61,000 | $140,000 |
$53,000 | $183,000 |
| Application Withdrawn By Applicant |
1 | $123,000 |
$123,000 | $123,000 |
$50,000 | $50,000 |
| File Closed For Incompleteness |
2 | $315,000 |
$157,000 | $235,000 |
$33,000 | $46,000 |
| Loan Originated |
42 | $1,977,000 |
$47,000 | $140,000 |
$47,000 | $128,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $236,000 |
$78,000 | $139,000 |
$32,000 | $43,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $273,000 |
$45,000 | $104,000 |
$44,000 | $68,000 |
| Debt-To-Income Ratio |
1 | $35,000 |
$35,000 | $35,000 |
$17,000 | $17,000 |
| Employment History |
1 | $125,000 |
$125,000 | $125,000 |
$183,000 | $183,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
4 | $253,000 |
$63,000 | $140,000 |
$58,000 | $133,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ASH GROVE by:
Metropolitan Area And
County
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