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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF BARTLETT
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF BARTLETT |
| Address | 6281 STAGE ROAD
BARTLETT, TN 38134-3792 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 222 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $29,397,000 |
| Average Mortgage Loan Amount Applied For | $117,562 |
| Highest Mortgage Loan Amount Applied For | $3,207,000 |
| Average Applicant Income | $118,500 |
| Highest Applicant Income | $1,984,000 |
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| Home Improvement |
11 | $155,000 |
$14,000 | $40,000 |
$65,000 | $155,000 |
| Home Purchase |
152 | $20,922,000 |
$137,000 | $3,207,000 |
$96,000 | $1,984,000 |
| Refinancing |
59 | $8,320,000 |
$141,000 | $2,700,000 |
$96,000 | $880,000 |
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| American Indian or Alaskan Native |
1 | $152,000 |
$152,000 | $152,000 |
$254,000 | $254,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
20 | $1,865,000 |
$93,000 | $189,000 |
$77,000 | $275,000 |
| Hispanic |
65 | $5,894,000 |
$90,000 | $174,000 |
$34,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $6,663,000 |
$1,110,000 | $3,207,000 |
$42,000 | $256,000 |
| Not Provided |
13 | $611,000 |
$47,000 | $207,000 |
$60,000 | $239,000 |
| White |
117 | $14,212,000 |
$121,000 | $1,500,000 |
$136,000 | $1,984,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
222 | $29,397,000 |
$132,000 | $3,207,000 |
$94,000 | $1,984,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $206,000 |
$68,000 | $80,000 |
$36,000 | $43,000 |
| Application Denied By Financial Institution |
22 | $1,230,000 |
$55,000 | $169,000 |
$57,000 | $239,000 |
| Application Withdrawn By Applicant |
11 | $3,631,000 |
$330,000 | $3,207,000 |
$65,000 | $114,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
156 | $19,234,000 |
$123,000 | $2,700,000 |
$103,000 | $1,984,000 |
| Loan Purchased By The Institution |
30 | $5,096,000 |
$169,000 | $524,000 |
$91,000 | $482,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $177,000 |
$59,000 | $90,000 |
$50,000 | $69,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
15 | $638,000 |
$42,000 | $169,000 |
$48,000 | $109,000 |
| Debt-To-Income Ratio |
3 | $385,000 |
$128,000 | $160,000 |
$53,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $30,000 |
$30,000 | $30,000 |
$239,000 | $239,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF BARTLETT by:
Metropolitan Area And
County
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