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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF BLOOMSDALE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF BLOOMSDALE |
| Address | P.O. BOX 100, 55 MILL HILL ROAD BLOOMSDALE, MO 63627 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,273,000 |
| Average Mortgage Loan Amount Applied For | $112,000 |
| Highest Mortgage Loan Amount Applied For | $528,000 |
| Average Applicant Income | $79,250 |
| Highest Applicant Income | $253,000 |
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| Home Improvement |
44 | $2,708,000 |
$61,000 | $192,000 |
$54,000 | $131,000 |
| Home Purchase |
165 | $19,147,000 |
$116,000 | $390,000 |
$68,000 | $271,000 |
| Refinancing |
108 | $12,376,000 |
$114,000 | $528,000 |
$53,000 | $253,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $150,000 |
$150,000 | $150,000 |
$271,000 | $271,000 |
| Black or African American |
2 | $139,000 |
$69,000 | $130,000 |
$72,000 | $100,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,293,000 |
$161,000 | $528,000 |
$0 | $0 |
| Not Provided |
1 | $60,000 |
$60,000 | $60,000 |
$43,000 | $43,000 |
| White |
305 | $32,589,000 |
$106,000 | $410,000 |
$62,000 | $253,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
317 | $34,231,000 |
$107,000 | $528,000 |
$61,000 | $271,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $1,595,000 |
$159,000 | $311,000 |
$69,000 | $130,000 |
| Application Denied By Financial Institution |
32 | $2,729,000 |
$85,000 | $212,000 |
$45,000 | $135,000 |
| Application Withdrawn By Applicant |
2 | $200,000 |
$100,000 | $135,000 |
$24,000 | $45,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
273 | $29,707,000 |
$108,000 | $528,000 |
$63,000 | $271,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF BLOOMSDALE by:
Metropolitan Area And
County
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