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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF BLUE VALLEY
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF BLUE VALLEY |
| Address | 7900 COLLEGE BLVD
OVERLAND PARK, KS 66210 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,265 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $377,389,000 |
| Average Mortgage Loan Amount Applied For | $158,587 |
| Highest Mortgage Loan Amount Applied For | $3,000,000 |
| Average Applicant Income | $83,964 |
| Highest Applicant Income | $1,238,000 |
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| Home Improvement |
68 | $9,921,000 |
$145,000 | $557,000 |
$90,000 | $957,000 |
| Home Purchase |
1,117 | $187,720,000 |
$168,000 | $2,000,000 |
$97,000 | $1,238,000 |
| Refinancing |
1,080 | $179,748,000 |
$166,000 | $3,000,000 |
$80,000 | $776,000 |
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| American Indian or Alaskan Native |
10 | $986,000 |
$98,000 | $233,000 |
$55,000 | $104,000 |
| Asian |
64 | $11,622,000 |
$181,000 | $544,000 |
$105,000 | $348,000 |
| Black or African American |
93 | $13,010,000 |
$139,000 | $540,000 |
$75,000 | $269,000 |
| Hispanic |
49 | $8,958,000 |
$182,000 | $707,000 |
$104,000 | $802,000 |
| Native Hawaiin or Other Pacific Islander |
7 | $976,000 |
$139,000 | $394,000 |
$102,000 | $121,000 |
| Not applicable |
137 | $16,785,000 |
$122,000 | $3,000,000 |
$6,000 | $957,000 |
| Not Provided |
427 | $83,516,000 |
$195,000 | $1,670,000 |
$99,000 | $586,000 |
| White |
1,478 | $241,536,000 |
$163,000 | $2,000,000 |
$93,000 | $1,238,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,264 | $377,307,000 |
$166,000 | $3,000,000 |
$88,000 | $1,238,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $82,000 |
$82,000 | $82,000 |
$26,000 | $26,000 |
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| Application Approved But Not Accepted |
55 | $8,293,000 |
$150,000 | $413,000 |
$100,000 | $396,000 |
| Application Denied By Financial Institution |
185 | $29,030,000 |
$156,000 | $3,000,000 |
$83,000 | $802,000 |
| Application Withdrawn By Applicant |
86 | $13,130,000 |
$152,000 | $620,000 |
$90,000 | $957,000 |
| File Closed For Incompleteness |
108 | $20,224,000 |
$187,000 | $1,050,000 |
$86,000 | $551,000 |
| Loan Originated |
1,759 | $300,644,000 |
$170,000 | $2,000,000 |
$92,000 | $1,238,000 |
| Loan Purchased By The Institution |
72 | $6,068,000 |
$84,000 | $625,000 |
$0 | $40,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
70 | $9,184,000 |
$131,000 | $640,000 |
$100,000 | $802,000 |
| Credit Application Incomplete |
4 | $518,000 |
$129,000 | $250,000 |
$60,000 | $106,000 |
| Credit History |
27 | $2,852,000 |
$105,000 | $247,000 |
$58,000 | $300,000 |
| Debt-To-Income Ratio |
19 | $3,603,000 |
$189,000 | $1,000,000 |
$70,000 | $169,000 |
| Employment History |
6 | $464,000 |
$77,000 | $102,000 |
$36,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $930,000 |
$155,000 | $383,000 |
$91,000 | $183,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
23 | $4,011,000 |
$174,000 | $572,000 |
$82,000 | $199,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF BLUE VALLEY by:
Metropolitan Area And
County
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