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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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BANK OF BUFFALO
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF BUFFALO |
| Address | 2375 LINCOLN FARM ROAD
HODGENVILLE, KY 42748 |
| Agency | Federal Reserve System (FRS) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 99 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,963,000 |
| Average Mortgage Loan Amount Applied For | $101,111 |
| Highest Mortgage Loan Amount Applied For | $246,000 |
| Average Applicant Income | $59,000 |
| Highest Applicant Income | $180,000 |
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| Home Improvement |
22 | $402,000 |
$18,000 | $60,000 |
$32,000 | $61,000 |
| Home Purchase |
41 | $2,753,000 |
$67,000 | $200,000 |
$56,000 | $180,000 |
| Refinancing |
36 | $2,808,000 |
$78,000 | $246,000 |
$40,000 | $147,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
99 | $5,963,000 |
$60,000 | $246,000 |
$44,000 | $180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
99 | $5,963,000 |
$60,000 | $246,000 |
$44,000 | $180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $524,000 |
$87,000 | $153,000 |
$39,000 | $90,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
93 | $5,439,000 |
$58,000 | $246,000 |
$45,000 | $180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $341,000 |
$113,000 | $153,000 |
$51,000 | $90,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $44,000 |
$44,000 | $44,000 |
$22,000 | $22,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $15,000 |
$15,000 | $15,000 |
$8,000 | $8,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $124,000 |
$124,000 | $124,000 |
$50,000 | $50,000 |
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Mortgage Loan App Totals for BANK OF BUFFALO by:
Metropolitan Area And
County
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