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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF CAMDEN
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF CAMDEN |
| Address | 631 W. DEKALB ST
CAMDEN, SC 29020 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 57 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,055,000 |
| Average Mortgage Loan Amount Applied For | $233,909 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $465,000 |
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| Home Improvement |
5 | $128,000 |
$25,000 | $75,000 |
$140,000 | $375,000 |
| Home Purchase |
40 | $5,268,000 |
$107,500 | $800,000 |
$62,000 | $465,000 |
| Refinancing |
25 | $3,224,000 |
$177,666 | $450,000 |
$44,333 | $441,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $360,000 |
$360,000 | $360,000 |
$162,000 | $162,000 |
| Black or African American |
4 | $4,000 |
$1,000 | $1,000 |
$9,000 | $24,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $1,895,000 |
$297,500 | $800,000 |
$12,500 | $151,000 |
| Not Provided |
7 | $485,000 |
$69,000 | $220,000 |
$29,000 | $48,000 |
| White |
49 | $5,876,000 |
$80,500 | $800,000 |
$81,000 | $465,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
70 | $8,620,000 |
$196,333 | $800,000 |
$41,666 | $465,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,495,000 |
$133,000 | $800,000 |
$59,000 | $246,000 |
| Application Withdrawn By Applicant |
3 | $61,000 |
$20,000 | $59,000 |
$50,000 | $70,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
52 | $7,000,000 |
$269,500 | $800,000 |
$47,000 | $465,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
2 | $64,000 |
$32,000 | $50,000 |
$24,000 | $25,000 |
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| Collateral |
2 | $162,000 |
$81,000 | $113,000 |
$32,000 | $39,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $1,102,000 |
$220,000 | $800,000 |
$86,500 | $246,000 |
| Debt-To-Income Ratio |
2 | $295,000 |
$147,500 | $220,000 |
$39,500 | $49,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF CAMDEN by:
Metropolitan Area And
County
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