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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF DAWSON
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF DAWSON |
| Address | P. O. BOX 230, 209 N. MAIN STREET
DAWSON, GA 39842 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 310 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,754,000 |
| Average Mortgage Loan Amount Applied For | $45,857 |
| Highest Mortgage Loan Amount Applied For | $374,000 |
| Average Applicant Income | $49,428 |
| Highest Applicant Income | $118,000 |
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| Home Improvement |
52 | $873,000 |
$16,000 | $79,000 |
$35,000 | $84,000 |
| Home Purchase |
48 | $2,188,000 |
$45,000 | $250,000 |
$49,000 | $118,000 |
| Refinancing |
210 | $7,693,000 |
$36,000 | $374,000 |
$41,000 | $104,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
147 | $4,112,000 |
$27,000 | $110,000 |
$39,000 | $103,000 |
| Hispanic |
16 | $504,000 |
$31,000 | $83,000 |
$37,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $41,000 |
$20,000 | $35,000 |
$27,000 | $54,000 |
| Not applicable |
14 | $781,000 |
$55,000 | $303,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
131 | $5,316,000 |
$40,000 | $374,000 |
$49,000 | $118,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
310 | $10,754,000 |
$34,000 | $374,000 |
$42,000 | $118,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
9 | $277,000 |
$30,000 | $100,000 |
$37,000 | $78,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
301 | $10,477,000 |
$34,000 | $374,000 |
$42,000 | $118,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $272,000 |
$45,000 | $100,000 |
$44,000 | $78,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $1,000 |
$1,000 | $1,000 |
$15,000 | $15,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF DAWSON by:
Metropolitan Area And
County
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