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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF DELMARVA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF DELMARVA |
| Address | 2245 NORTHWOOD DRIVE
SALISBURY, MD 21801-0000 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 71 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,613,000 |
| Average Mortgage Loan Amount Applied For | $309,500 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $115,750 |
| Highest Applicant Income | $860,000 |
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| Home Improvement |
29 | $3,333,000 |
$114,000 | $600,000 |
$101,000 | $616,000 |
| Home Purchase |
25 | $5,058,000 |
$202,000 | $1,500,000 |
$130,000 | $860,000 |
| Refinancing |
17 | $3,222,000 |
$189,000 | $850,000 |
$95,000 | $460,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $59,000 |
$29,000 | $50,000 |
$28,000 | $36,000 |
| Hispanic |
1 | $300,000 |
$300,000 | $300,000 |
$159,000 | $159,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $2,581,000 |
$368,000 | $600,000 |
$143,000 | $436,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
61 | $8,673,000 |
$142,000 | $1,500,000 |
$107,000 | $860,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
71 | $11,613,000 |
$163,000 | $1,500,000 |
$109,000 | $860,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $591,000 |
$197,000 | $300,000 |
$270,000 | $643,000 |
| Application Denied By Financial Institution |
3 | $333,000 |
$111,000 | $300,000 |
$70,000 | $159,000 |
| Application Withdrawn By Applicant |
3 | $270,000 |
$90,000 | $100,000 |
$63,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $10,419,000 |
$168,000 | $1,500,000 |
$106,000 | $860,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $300,000 |
$300,000 | $300,000 |
$159,000 | $159,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $15,000 |
$15,000 | $15,000 |
$24,000 | $24,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $18,000 |
$18,000 | $18,000 |
$27,000 | $27,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF DELMARVA by:
Metropolitan Area And
County
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