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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF DENVER
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF DENVER |
| Address | 810 E 17TH AVE
DENVER, CO 80218 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 20 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,335,000 |
| Average Mortgage Loan Amount Applied For | $751,666 |
| Highest Mortgage Loan Amount Applied For | $1,533,000 |
| Average Applicant Income | $19,000 |
| Highest Applicant Income | $275,000 |
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| Home Improvement |
3 | $223,000 |
$74,000 | $88,000 |
$16,000 | $30,000 |
| Home Purchase |
8 | $5,487,000 |
$685,000 | $1,533,000 |
$44,000 | $275,000 |
| Refinancing |
9 | $2,625,000 |
$291,000 | $665,000 |
$25,000 | $142,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $345,000 |
$172,000 | $198,000 |
$56,000 | $84,000 |
| Hispanic |
4 | $463,000 |
$115,000 | $240,000 |
$47,000 | $142,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $4,517,000 |
$645,000 | $1,533,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
7 | $3,010,000 |
$430,000 | $1,013,000 |
$47,000 | $275,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
20 | $8,335,000 |
$416,000 | $1,533,000 |
$31,000 | $275,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $705,000 |
$176,000 | $240,000 |
$78,000 | $142,000 |
| Application Withdrawn By Applicant |
3 | $1,473,000 |
$491,000 | $1,013,000 |
$6,000 | $19,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
13 | $6,157,000 |
$473,000 | $1,533,000 |
$23,000 | $275,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $120,000 |
$120,000 | $120,000 |
$58,000 | $58,000 |
| Credit History |
2 | $438,000 |
$219,000 | $240,000 |
$113,000 | $142,000 |
| Debt-To-Income Ratio |
1 | $147,000 |
$147,000 | $147,000 |
$29,000 | $29,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF DENVER by:
Metropolitan Area And
County
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