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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF DESOTO
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF DESOTO |
| Address | 2011 N HAMPTON
DESOTO, TX 75115 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,257,000 |
| Average Mortgage Loan Amount Applied For | $82,272 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $109,545 |
| Highest Applicant Income | $402,000 |
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| Home Improvement |
11 | $792,000 |
$72,000 | $150,000 |
$79,000 | $158,000 |
| Home Purchase |
21 | $2,938,000 |
$139,000 | $600,000 |
$129,000 | $402,000 |
| Refinancing |
8 | $527,000 |
$65,000 | $173,000 |
$125,000 | $300,000 |
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| American Indian or Alaskan Native |
2 | $210,000 |
$105,000 | $115,000 |
$166,000 | $300,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $244,000 |
$61,000 | $99,000 |
$198,000 | $402,000 |
| Hispanic |
10 | $728,000 |
$72,000 | $225,000 |
$77,000 | $300,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $112,000 |
$112,000 | $112,000 |
$106,000 | $106,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
23 | $2,963,000 |
$128,000 | $600,000 |
$112,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $4,257,000 |
$106,000 | $600,000 |
$115,000 | $402,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $303,000 |
$60,000 | $115,000 |
$39,000 | $60,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
35 | $3,954,000 |
$112,000 | $600,000 |
$125,000 | $402,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
5 | $303,000 |
$60,000 | $115,000 |
$39,000 | $60,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF DESOTO by:
Metropolitan Area And
County
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