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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF EASTON
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF EASTON |
| Address | 275 WASHINGTON STREET
NORTH EASTON, MA 02356 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 98 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,486,000 |
| Average Mortgage Loan Amount Applied For | $195,000 |
| Highest Mortgage Loan Amount Applied For | $638,000 |
| Average Applicant Income | $105,400 |
| Highest Applicant Income | $1,289,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
20 | $6,390,000 |
$319,000 | $638,000 |
$132,000 | $329,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
78 | $12,096,000 |
$155,000 | $580,000 |
$92,000 | $1,289,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
2 | $333,000 |
$166,000 | $233,000 |
$73,000 | $83,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
4 | $930,000 |
$232,000 | $400,000 |
$108,000 | $137,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $245,000 |
$245,000 | $245,000 |
$67,000 | $67,000 |
| White |
91 | $16,978,000 |
$186,000 | $638,000 |
$109,000 | $1,289,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
98 | $18,486,000 |
$188,000 | $638,000 |
$105,000 | $1,289,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,858,000 |
$232,000 | $580,000 |
$83,000 | $144,000 |
| Application Withdrawn By Applicant |
9 | $1,658,000 |
$184,000 | $400,000 |
$81,000 | $137,000 |
| File Closed For Incompleteness |
1 | $115,000 |
$115,000 | $115,000 |
$181,000 | $181,000 |
| Loan Originated |
80 | $14,855,000 |
$185,000 | $638,000 |
$119,000 | $1,289,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $440,000 |
$146,000 | $245,000 |
$84,000 | $144,000 |
| Debt-To-Income Ratio |
5 | $1,418,000 |
$283,000 | $580,000 |
$82,000 | $102,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF EASTON by:
Metropolitan Area And
County
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