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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ENGLAND
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ENGLAND |
| Address | #5 STATEHOUSE PLAZA, SUITE 500
LITTLE ROCK, AR 72201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 430 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $61,459,000 |
| Average Mortgage Loan Amount Applied For | $145,196 |
| Highest Mortgage Loan Amount Applied For | $752,000 |
| Average Applicant Income | $56,224 |
| Highest Applicant Income | $660,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
16 | $1,717,000 |
$107,000 | $228,000 |
$79,000 | $216,000 |
| Refinancing |
414 | $59,742,000 |
$144,000 | $752,000 |
$54,000 | $660,000 |
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| American Indian or Alaskan Native |
2 | $217,000 |
$108,000 | $127,000 |
$63,000 | $79,000 |
| Asian |
4 | $654,000 |
$163,000 | $236,000 |
$71,000 | $150,000 |
| Black or African American |
70 | $8,540,000 |
$122,000 | $273,000 |
$46,000 | $135,000 |
| Hispanic |
12 | $2,911,000 |
$242,000 | $665,000 |
$101,000 | $660,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
93 | $13,000,000 |
$139,000 | $425,000 |
$39,000 | $180,000 |
| White |
249 | $36,137,000 |
$145,000 | $752,000 |
$60,000 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
423 | $60,800,000 |
$143,000 | $752,000 |
$55,000 | $660,000 |
| FHA-insured (Federal Housing Administration) |
6 | $601,000 |
$100,000 | $126,000 |
$50,000 | $61,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $58,000 |
$58,000 | $58,000 |
$57,000 | $57,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
141 | $20,308,000 |
$144,000 | $665,000 |
$49,000 | $660,000 |
| Application Withdrawn By Applicant |
241 | $33,793,000 |
$140,000 | $461,000 |
$57,000 | $218,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
48 | $7,358,000 |
$153,000 | $752,000 |
$58,000 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ENGLAND by:
Metropolitan Area And
County
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