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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF EVANSVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF EVANSVILLE |
| Address | 4424 VOGEL ROAD
EVANSVILLE, IN 47715 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 139 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,719,000 |
| Average Mortgage Loan Amount Applied For | $148,000 |
| Highest Mortgage Loan Amount Applied For | $576,000 |
| Average Applicant Income | $121,571 |
| Highest Applicant Income | $627,000 |
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| Home Improvement (one-to-four family) |
4 | $98,000 |
$24,000 | $52,000 |
$85,000 | $261,000 |
| Home Purchase (one-to-four family) |
80 | $7,547,000 |
$222,000 | $576,000 |
$200,666 | $627,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
4 | $973,000 |
$243,000 | $440,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
51 | $5,101,000 |
$100,000 | $415,000 |
$80,000 | $569,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
1 | $95,000 |
$95,000 | $95,000 |
$28,000 | $28,000 |
| Black |
5 | $267,000 |
$53,000 | $70,000 |
$70,000 | $428,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
3 | $147,000 |
$49,000 | $77,000 |
$46,000 | $67,000 |
| Not applicable |
25 | $2,096,000 |
$83,000 | $440,000 |
$146,000 | $627,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
105 | $11,114,000 |
$226,333 | $576,000 |
$198,333 | $376,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
139 | $13,719,000 |
$224,000 | $576,000 |
$200,000 | $627,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
18 | $1,611,000 |
$89,000 | $263,000 |
$40,000 | $72,000 |
| Application Withdrawn By Applicant |
28 | $3,308,000 |
$118,000 | $415,000 |
$71,000 | $211,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
93 | $8,800,000 |
$222,333 | $576,000 |
$210,000 | $627,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $215,000 |
$71,000 | $95,000 |
$31,000 | $33,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $677,000 |
$84,000 | $156,000 |
$40,000 | $72,000 |
| Debt-To-Income Ratio |
5 | $645,000 |
$129,000 | $263,000 |
$44,000 | $72,000 |
| Employment History |
1 | $6,000 |
$6,000 | $6,000 |
$63,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $68,000 |
$68,000 | $68,000 |
$31,000 | $31,000 |
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Mortgage Loan App Totals for BANK OF EVANSVILLE by:
Metropolitan Area And
County
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