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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF FAIRFIELD
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF FAIRFIELD |
| Address | POB 267
FAIRFIELD, WA 99012 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,208,000 |
| Average Mortgage Loan Amount Applied For | $110,833 |
| Highest Mortgage Loan Amount Applied For | $710,000 |
| Average Applicant Income | $62,666 |
| Highest Applicant Income | $614,000 |
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| Home Improvement |
11 | $1,414,000 |
$128,000 | $710,000 |
$155,000 | $614,000 |
| Home Purchase |
21 | $2,585,000 |
$123,000 | $344,000 |
$70,000 | $431,000 |
| Refinancing |
19 | $2,209,000 |
$116,000 | $361,000 |
$66,000 | $180,000 |
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| American Indian or Alaskan Native |
1 | $202,000 |
$202,000 | $202,000 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $710,000 |
$710,000 | $710,000 |
$0 | $0 |
| Not Provided |
1 | $165,000 |
$165,000 | $165,000 |
$53,000 | $53,000 |
| White |
48 | $5,131,000 |
$106,000 | $408,000 |
$91,000 | $614,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $6,208,000 |
$121,000 | $710,000 |
$87,000 | $614,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $151,000 |
$151,000 | $151,000 |
$102,000 | $102,000 |
| Application Denied By Financial Institution |
7 | $1,074,000 |
$153,000 | $265,000 |
$56,000 | $114,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $4,983,000 |
$115,000 | $710,000 |
$92,000 | $614,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF FAIRFIELD by:
Metropolitan Area And
County
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