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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF FLORIDA - SOUTHWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF FLORIDA - SOUTHWEST |
| Address | 1185 IMMOKALEE RD
NAPLES, FL 34110 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 57 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,301,000 |
| Average Mortgage Loan Amount Applied For | $1,300,000 |
| Highest Mortgage Loan Amount Applied For | $5,000,000 |
| Average Applicant Income | $440,600 |
| Highest Applicant Income | $3,312,000 |
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| Home Improvement |
1 | $800,000 |
$800,000 | $800,000 |
$329,000 | $329,000 |
| Home Purchase |
34 | $17,755,000 |
$522,000 | $2,295,000 |
$565,000 | $3,312,000 |
| Refinancing |
24 | $22,245,000 |
$926,000 | $5,000,000 |
$521,000 | $2,704,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $190,000 |
$190,000 | $190,000 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,200,000 |
$300,000 | $510,000 |
$894,000 | $1,240,000 |
| Not Provided |
14 | $18,404,000 |
$1,314,000 | $5,000,000 |
$674,000 | $2,704,000 |
| White |
40 | $21,006,000 |
$525,000 | $2,000,000 |
$476,000 | $3,312,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
59 | $40,800,000 |
$691,000 | $5,000,000 |
$543,000 | $3,312,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $4,699,000 |
$783,000 | $2,295,000 |
$447,000 | $1,175,000 |
| Application Denied By Financial Institution |
5 | $2,452,000 |
$490,000 | $1,000,000 |
$327,000 | $676,000 |
| Application Withdrawn By Applicant |
1 | $2,000,000 |
$2,000,000 | $2,000,000 |
$788,000 | $788,000 |
| File Closed For Incompleteness |
1 | $505,000 |
$505,000 | $505,000 |
$142,000 | $142,000 |
| Loan Originated |
46 | $31,144,000 |
$677,000 | $5,000,000 |
$583,000 | $3,312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $146,000 |
$146,000 | $146,000 |
$540,000 | $540,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $1,689,000 |
$563,000 | $1,000,000 |
$306,000 | $676,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $617,000 |
$617,000 | $617,000 |
$180,000 | $180,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF FLORIDA - SOUTHWEST by:
Metropolitan Area And
County
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