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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF FRANKLIN COUNTY
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF FRANKLIN COUNTY |
| Address | 900 EAST EIGHTH STREET
WASHINGTON, MO 63090 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 117 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,135,000 |
| Average Mortgage Loan Amount Applied For | $180,111 |
| Highest Mortgage Loan Amount Applied For | $463,000 |
| Average Applicant Income | $75,111 |
| Highest Applicant Income | $372,000 |
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| Home Improvement |
12 | $729,000 |
$60,000 | $147,000 |
$49,000 | $172,000 |
| Home Purchase |
54 | $7,659,000 |
$141,000 | $463,000 |
$69,000 | $372,000 |
| Refinancing |
51 | $5,747,000 |
$112,000 | $336,000 |
$55,000 | $152,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $379,000 |
$126,000 | $190,000 |
$76,000 | $88,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $807,000 |
$134,000 | $300,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
108 | $12,949,000 |
$119,000 | $463,000 |
$64,000 | $372,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
117 | $14,135,000 |
$120,000 | $463,000 |
$61,000 | $372,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $190,000 |
$190,000 | $190,000 |
$88,000 | $88,000 |
| Application Denied By Financial Institution |
4 | $374,000 |
$93,000 | $190,000 |
$42,000 | $64,000 |
| Application Withdrawn By Applicant |
9 | $1,312,000 |
$145,000 | $250,000 |
$80,000 | $150,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
86 | $10,515,000 |
$122,000 | $463,000 |
$58,000 | $372,000 |
| Loan Purchased By The Institution |
17 | $1,744,000 |
$102,000 | $220,000 |
$68,000 | $172,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF FRANKLIN COUNTY by:
Metropolitan Area And
County
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