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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF GRAVETT
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF GRAVETT |
| Address | 211 SE MAIN ST PO BOX 149
GRAVETTE, AR 72736 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,972,000 |
| Average Mortgage Loan Amount Applied For | $65,100 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $44,600 |
| Highest Applicant Income | $1,625,000 |
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| Home Improvement |
31 | $1,197,000 |
$38,000 | $190,000 |
$44,000 | $118,000 |
| Home Purchase |
45 | $3,816,000 |
$84,000 | $350,000 |
$88,000 | $1,625,000 |
| Refinancing |
42 | $2,959,000 |
$70,000 | $220,000 |
$47,000 | $114,000 |
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| American Indian or Alaskan Native |
1 | $77,000 |
$77,000 | $77,000 |
$39,000 | $39,000 |
| Asian |
1 | $58,000 |
$58,000 | $58,000 |
$57,000 | $57,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $20,000 |
$20,000 | $20,000 |
$22,000 | $22,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
115 | $7,817,000 |
$67,000 | $350,000 |
$62,000 | $1,625,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
118 | $7,972,000 |
$67,000 | $350,000 |
$62,000 | $1,625,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $202,000 |
$202,000 | $202,000 |
$48,000 | $48,000 |
| Application Denied By Financial Institution |
18 | $1,243,000 |
$69,000 | $197,000 |
$46,000 | $126,000 |
| Application Withdrawn By Applicant |
3 | $228,000 |
$76,000 | $128,000 |
$49,000 | $73,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
96 | $6,299,000 |
$65,000 | $350,000 |
$65,000 | $1,625,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $365,000 |
$73,000 | $197,000 |
$45,000 | $70,000 |
| Debt-To-Income Ratio |
5 | $494,000 |
$98,000 | $190,000 |
$40,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF GRAVETT by:
Metropolitan Area And
County
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