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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF HOLLY SPRINGS
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF HOLLY SPRINGS |
| Address | P.O. BOX 250
HOLLY SPRINGS, MS 38635 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 340 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,657,000 |
| Average Mortgage Loan Amount Applied For | $61,250 |
| Highest Mortgage Loan Amount Applied For | $481,000 |
| Average Applicant Income | $73,083 |
| Highest Applicant Income | $264,000 |
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| Home Improvement |
42 | $819,000 |
$19,000 | $184,000 |
$43,000 | $193,000 |
| Home Purchase |
108 | $4,752,000 |
$44,000 | $481,000 |
$48,000 | $202,000 |
| Refinancing |
190 | $6,086,000 |
$32,000 | $300,000 |
$39,000 | $264,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
153 | $3,914,000 |
$25,000 | $158,000 |
$35,000 | $223,000 |
| Hispanic |
2 | $53,000 |
$26,000 | $37,000 |
$34,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $33,000 |
$33,000 | $33,000 |
$3,000 | $3,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
184 | $7,657,000 |
$41,000 | $481,000 |
$48,000 | $264,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
340 | $11,657,000 |
$34,000 | $481,000 |
$42,000 | $264,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $43,000 |
$43,000 | $43,000 |
$20,000 | $20,000 |
| Application Denied By Financial Institution |
22 | $830,000 |
$37,000 | $85,000 |
$33,000 | $80,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
317 | $10,784,000 |
$34,000 | $481,000 |
$43,000 | $264,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF HOLLY SPRINGS by:
Metropolitan Area And
County
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