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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF IDAHO
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF IDAHO |
| Address | 1230 YELLOWSTONE AVE
POCATELLO, ID 83201 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 629 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $66,300,000 |
| Average Mortgage Loan Amount Applied For | $107,750 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $63,750 |
| Highest Applicant Income | $853,000 |
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| Home Improvement |
26 | $652,000 |
$25,000 | $86,000 |
$66,000 | $180,000 |
| Home Purchase |
643 | $72,205,000 |
$112,000 | $1,000,000 |
$67,000 | $2,400,000 |
| Refinancing |
140 | $15,330,000 |
$109,000 | $411,000 |
$83,000 | $466,000 |
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| American Indian or Alaskan Native |
6 | $600,000 |
$100,000 | $144,000 |
$62,000 | $126,000 |
| Asian |
15 | $1,710,000 |
$114,000 | $242,000 |
$41,000 | $170,000 |
| Black or African American |
2 | $156,000 |
$78,000 | $108,000 |
$59,000 | $80,000 |
| Hispanic |
34 | $3,350,000 |
$98,000 | $210,000 |
$61,000 | $396,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $79,000 |
$79,000 | $79,000 |
$65,000 | $65,000 |
| Not applicable |
1 | $230,000 |
$230,000 | $230,000 |
$0 | $0 |
| Not Provided |
24 | $2,668,000 |
$111,000 | $300,000 |
$106,000 | $420,000 |
| White |
726 | $79,394,000 |
$109,000 | $1,000,000 |
$70,000 | $2,400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
702 | $75,773,000 |
$107,000 | $1,000,000 |
$74,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) |
70 | $7,425,000 |
$106,000 | $203,000 |
$45,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
14 | $1,454,000 |
$103,000 | $173,000 |
$38,000 | $53,000 |
| VA-guaranteed (Veterans Administration) |
23 | $3,535,000 |
$153,000 | $325,000 |
$56,000 | $107,000 |
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| Application Approved But Not Accepted |
36 | $3,696,000 |
$102,000 | $275,000 |
$55,000 | $155,000 |
| Application Denied By Financial Institution |
20 | $2,388,000 |
$119,000 | $720,000 |
$57,000 | $360,000 |
| Application Withdrawn By Applicant |
6 | $906,000 |
$151,000 | $528,000 |
$84,000 | $170,000 |
| File Closed For Incompleteness |
1 | $216,000 |
$216,000 | $216,000 |
$85,000 | $85,000 |
| Loan Originated |
746 | $80,981,000 |
$108,000 | $1,000,000 |
$71,000 | $2,400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF IDAHO by:
Metropolitan Area And
County
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