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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF LITTLE ROCK MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF LITTLE ROCK MORTGAGE |
| Address | 15909 CANTRELL ROAD
LITTLE ROCK, AR 72223 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,224 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $167,946,000 |
| Average Mortgage Loan Amount Applied For | $129,140 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $83,020 |
| Highest Applicant Income | $901,000 |
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| Home Improvement |
10 | $2,168,000 |
$216,000 | $417,000 |
$97,000 | $160,000 |
| Home Purchase |
872 | $110,871,000 |
$127,000 | $675,000 |
$83,000 | $901,000 |
| Refinancing |
342 | $54,907,000 |
$160,000 | $1,000,000 |
$103,000 | $487,000 |
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| American Indian or Alaskan Native |
3 | $332,000 |
$110,000 | $156,000 |
$51,000 | $122,000 |
| Asian |
16 | $2,681,000 |
$167,000 | $352,000 |
$72,000 | $154,000 |
| Black or African American |
89 | $10,081,000 |
$113,000 | $340,000 |
$58,000 | $185,000 |
| Hispanic |
17 | $2,433,000 |
$143,000 | $364,000 |
$74,000 | $290,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $489,000 |
$122,000 | $172,000 |
$50,000 | $81,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
14 | $1,630,000 |
$116,000 | $380,000 |
$59,000 | $109,000 |
| White |
1,081 | $150,300,000 |
$139,000 | $1,000,000 |
$93,000 | $901,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,024 | $141,592,000 |
$138,000 | $1,000,000 |
$95,000 | $901,000 |
| FHA-insured (Federal Housing Administration) |
122 | $14,418,000 |
$118,000 | $207,000 |
$57,000 | $278,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
78 | $11,936,000 |
$153,000 | $357,000 |
$59,000 | $123,000 |
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| Application Approved But Not Accepted |
39 | $4,904,000 |
$125,000 | $357,000 |
$74,000 | $303,000 |
| Application Denied By Financial Institution |
92 | $9,878,000 |
$107,000 | $636,000 |
$58,000 | $600,000 |
| Application Withdrawn By Applicant |
70 | $9,920,000 |
$141,000 | $473,000 |
$79,000 | $246,000 |
| File Closed For Incompleteness |
26 | $3,207,000 |
$123,000 | $325,000 |
$50,000 | $112,000 |
| Loan Originated |
997 | $140,037,000 |
$140,000 | $1,000,000 |
$94,000 | $901,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $32,000 |
$32,000 | $32,000 |
$77,000 | $77,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $101,000 |
$101,000 | $101,000 |
$65,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF LITTLE ROCK MORTGAGE by:
Metropolitan Area And
County
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