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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF MOUNDVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF MOUNDVILLE |
| Address | P.O. BOX 158
MOUNDVILLE, AL 35474 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,784,000 |
| Average Mortgage Loan Amount Applied For | $44,000 |
| Highest Mortgage Loan Amount Applied For | $181,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $130,000 |
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| Home Improvement |
13 | $527,000 |
$40,000 | $181,000 |
$58,000 | $130,000 |
| Home Purchase |
16 | $869,000 |
$54,000 | $148,000 |
$66,000 | $126,000 |
| Refinancing |
8 | $408,000 |
$51,000 | $100,000 |
$52,000 | $91,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
12 | $392,000 |
$32,000 | $100,000 |
$51,000 | $130,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $1,412,000 |
$56,000 | $181,000 |
$65,000 | $126,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37 | $1,804,000 |
$48,000 | $181,000 |
$60,000 | $130,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $359,000 |
$51,000 | $148,000 |
$32,000 | $48,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
30 | $1,445,000 |
$48,000 | $181,000 |
$67,000 | $130,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $148,000 |
$148,000 | $148,000 |
$48,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $82,000 |
$20,000 | $30,000 |
$32,000 | $47,000 |
| Debt-To-Income Ratio |
2 | $129,000 |
$64,000 | $123,000 |
$25,000 | $29,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF MOUNDVILLE by:
Metropolitan Area And
County
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