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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF NICHOLS HILLS
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF NICHOLS HILLS |
| Address | 2644 NW 63RD
OKLAHOMA CITY, OK 73116 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 30 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,421,000 |
| Average Mortgage Loan Amount Applied For | $241,250 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $338,000 |
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| Home Improvement |
10 | $584,000 |
$58,000 | $183,000 |
$126,000 | $337,000 |
| Home Purchase |
15 | $2,773,000 |
$184,000 | $1,000,000 |
$91,000 | $420,000 |
| Refinancing |
10 | $2,879,000 |
$287,000 | $1,400,000 |
$68,000 | $153,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
9 | $3,770,000 |
$418,000 | $1,400,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
26 | $2,466,000 |
$94,000 | $390,000 |
$127,000 | $420,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
34 | $6,102,000 |
$179,000 | $1,400,000 |
$95,000 | $420,000 |
| FHA-insured (Federal Housing Administration) |
1 | $134,000 |
$134,000 | $134,000 |
$64,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $564,000 |
$112,000 | $190,000 |
$76,000 | $153,000 |
| Application Denied By Financial Institution |
1 | $134,000 |
$134,000 | $134,000 |
$64,000 | $64,000 |
| Application Withdrawn By Applicant |
1 | $92,000 |
$92,000 | $92,000 |
$85,000 | $85,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $5,446,000 |
$194,000 | $1,400,000 |
$99,000 | $420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $134,000 |
$134,000 | $134,000 |
$64,000 | $64,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF NICHOLS HILLS by:
Metropolitan Area And
County
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