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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF NORTH CAROLINA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF NORTH CAROLINA |
| Address | 833 JULIAN AVENUE
THOMASVILLE, NC 27360 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 794 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $103,935,000 |
| Average Mortgage Loan Amount Applied For | $156,939 |
| Highest Mortgage Loan Amount Applied For | $3,300,000 |
| Average Applicant Income | $91,575 |
| Highest Applicant Income | $1,690,000 |
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| Home Improvement |
43 | $1,792,000 |
$41,000 | $270,000 |
$81,000 | $283,000 |
| Home Purchase |
352 | $54,717,000 |
$155,000 | $3,300,000 |
$80,000 | $1,690,000 |
| Refinancing |
399 | $47,426,000 |
$118,000 | $1,150,000 |
$76,000 | $644,000 |
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| American Indian or Alaskan Native |
1 | $100,000 |
$100,000 | $100,000 |
$50,000 | $50,000 |
| Asian |
3 | $550,000 |
$183,000 | $354,000 |
$37,000 | $61,000 |
| Black or African American |
26 | $2,929,000 |
$112,000 | $380,000 |
$116,000 | $217,000 |
| Hispanic |
10 | $813,000 |
$81,000 | $186,000 |
$54,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $806,000 |
$806,000 | $806,000 |
$431,000 | $431,000 |
| Not applicable |
114 | $23,614,000 |
$207,000 | $3,300,000 |
$7,000 | $875,000 |
| Not Provided |
31 | $4,690,000 |
$151,000 | $355,000 |
$62,000 | $218,000 |
| White |
608 | $70,433,000 |
$115,000 | $1,800,000 |
$91,000 | $1,690,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
794 | $103,935,000 |
$130,000 | $3,300,000 |
$78,000 | $1,690,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
72 | $11,815,000 |
$164,000 | $950,000 |
$91,000 | $1,690,000 |
| Application Denied By Financial Institution |
73 | $9,026,000 |
$123,000 | $580,000 |
$60,000 | $336,000 |
| Application Withdrawn By Applicant |
8 | $1,297,000 |
$162,000 | $365,000 |
$72,000 | $206,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
641 | $81,797,000 |
$127,000 | $3,300,000 |
$79,000 | $1,080,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF NORTH CAROLINA by:
Metropolitan Area And
County
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