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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF NORTH GA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF NORTH GA |
| Address | 8025 WESTSIDE PKWY
ALPHARETTA, GA 30004 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 140 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $35,012,000 |
| Average Mortgage Loan Amount Applied For | $306,592 |
| Highest Mortgage Loan Amount Applied For | $2,900,000 |
| Average Applicant Income | $136,592 |
| Highest Applicant Income | $1,000,000 |
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| Home Improvement |
5 | $632,000 |
$126,000 | $422,000 |
$51,000 | $91,000 |
| Home Purchase |
95 | $22,619,000 |
$238,000 | $2,720,000 |
$140,000 | $1,000,000 |
| Refinancing |
40 | $11,761,000 |
$294,000 | $2,900,000 |
$80,000 | $1,000,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $71,000 |
$71,000 | $71,000 |
$54,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
69 | $21,635,000 |
$313,000 | $2,900,000 |
$36,000 | $593,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
70 | $13,306,000 |
$190,000 | $1,756,000 |
$203,000 | $1,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
140 | $35,012,000 |
$250,000 | $2,900,000 |
$120,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $59,000 |
$29,000 | $39,000 |
$28,000 | $42,000 |
| Application Withdrawn By Applicant |
1 | $95,000 |
$95,000 | $95,000 |
$85,000 | $85,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
137 | $34,858,000 |
$254,000 | $2,900,000 |
$122,000 | $1,000,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $20,000 |
$20,000 | $20,000 |
$42,000 | $42,000 |
| Debt-To-Income Ratio |
1 | $39,000 |
$39,000 | $39,000 |
$15,000 | $15,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF NORTH GA by:
Metropolitan Area And
County
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