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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ODESSA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ODESSA |
| Address | PO BOX 200
ODESSA, MO 64076 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 237 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,065,000 |
| Average Mortgage Loan Amount Applied For | $159,583 |
| Highest Mortgage Loan Amount Applied For | $793,000 |
| Average Applicant Income | $66,833 |
| Highest Applicant Income | $324,000 |
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| Home Improvement |
59 | $4,044,000 |
$68,000 | $306,000 |
$59,000 | $222,000 |
| Home Purchase |
102 | $11,352,000 |
$111,000 | $615,000 |
$73,000 | $324,000 |
| Refinancing |
76 | $6,669,000 |
$87,000 | $793,000 |
$52,000 | $240,000 |
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| American Indian or Alaskan Native |
2 | $130,000 |
$65,000 | $110,000 |
$31,000 | $44,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $227,000 |
$75,000 | $148,000 |
$69,000 | $110,000 |
| Hispanic |
2 | $107,000 |
$53,000 | $60,000 |
$19,000 | $27,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
15 | $2,213,000 |
$147,000 | $525,000 |
$14,000 | $132,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
215 | $19,388,000 |
$90,000 | $793,000 |
$67,000 | $324,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
237 | $22,065,000 |
$93,000 | $793,000 |
$63,000 | $324,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $703,000 |
$117,000 | $235,000 |
$76,000 | $170,000 |
| Application Denied By Financial Institution |
37 | $3,256,000 |
$88,000 | $793,000 |
$49,000 | $181,000 |
| Application Withdrawn By Applicant |
4 | $284,000 |
$71,000 | $105,000 |
$76,000 | $200,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
190 | $17,822,000 |
$93,000 | $615,000 |
$65,000 | $324,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ODESSA by:
Metropolitan Area And
County
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