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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF OLD MONROE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF OLD MONROE |
| Address | PO BOX 188
OLD MONROE, MO 63369 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 113 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,816,000 |
| Average Mortgage Loan Amount Applied For | $100,777 |
| Highest Mortgage Loan Amount Applied For | $460,000 |
| Average Applicant Income | $33,888 |
| Highest Applicant Income | $312,000 |
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| Home Improvement |
1 | $27,000 |
$27,000 | $27,000 |
$52,000 | $52,000 |
| Home Purchase |
56 | $7,747,000 |
$138,000 | $460,000 |
$56,000 | $312,000 |
| Refinancing |
56 | $5,042,000 |
$90,000 | $450,000 |
$40,000 | $120,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $307,000 |
$153,000 | $187,000 |
$111,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $3,123,000 |
$164,000 | $460,000 |
$35,000 | $141,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
92 | $9,386,000 |
$102,000 | $330,000 |
$50,000 | $312,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
113 | $12,816,000 |
$113,000 | $460,000 |
$48,000 | $312,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $918,000 |
$83,000 | $193,000 |
$30,000 | $50,000 |
| Application Withdrawn By Applicant |
1 | $94,000 |
$94,000 | $94,000 |
$66,000 | $66,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
101 | $11,804,000 |
$116,000 | $460,000 |
$50,000 | $312,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
6 | $466,000 |
$77,000 | $130,000 |
$34,000 | $50,000 |
| Debt-To-Income Ratio |
5 | $452,000 |
$90,000 | $193,000 |
$25,000 | $45,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF OLD MONROE by:
Metropolitan Area And
County
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