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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ST. AUGUSTINE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ST. AUGUSTINE |
| Address | 120 STATE ROAD 312 WEST
ST AUGUSTINE, FL 32086 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 52 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,432,000 |
| Average Mortgage Loan Amount Applied For | $121,833 |
| Highest Mortgage Loan Amount Applied For | $428,000 |
| Average Applicant Income | $60,500 |
| Highest Applicant Income | $501,000 |
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| Home Improvement |
6 | $272,000 |
$45,000 | $94,000 |
$46,000 | $134,000 |
| Home Purchase |
32 | $5,167,000 |
$161,000 | $428,000 |
$105,000 | $501,000 |
| Refinancing |
14 | $1,993,000 |
$142,000 | $428,000 |
$69,000 | $319,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $173,000 |
$173,000 | $173,000 |
$64,000 | $64,000 |
| Black or African American |
2 | $93,000 |
$46,000 | $63,000 |
$39,000 | $48,000 |
| Hispanic |
1 | $65,000 |
$65,000 | $65,000 |
$29,000 | $29,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,101,000 |
$220,000 | $400,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
43 | $6,000,000 |
$139,000 | $428,000 |
$103,000 | $501,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
52 | $7,432,000 |
$142,000 | $428,000 |
$88,000 | $501,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $561,000 |
$112,000 | $210,000 |
$59,000 | $101,000 |
| Application Withdrawn By Applicant |
2 | $570,000 |
$285,000 | $300,000 |
$175,000 | $231,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
45 | $6,301,000 |
$140,000 | $428,000 |
$88,000 | $501,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $561,000 |
$112,000 | $210,000 |
$59,000 | $101,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ST. AUGUSTINE by:
Metropolitan Area And
County
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