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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ST FRANCISVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ST FRANCISVILLE |
| Address | PO BOX 818
ST. FRANCISVILLE, LA 70775 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 143 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,652,000 |
| Average Mortgage Loan Amount Applied For | $145,083 |
| Highest Mortgage Loan Amount Applied For | $621,000 |
| Average Applicant Income | $62,083 |
| Highest Applicant Income | $556,000 |
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| Home Improvement |
48 | $1,344,000 |
$28,000 | $459,000 |
$43,000 | $196,000 |
| Home Purchase |
52 | $7,052,000 |
$135,000 | $621,000 |
$102,000 | $556,000 |
| Refinancing |
43 | $4,256,000 |
$98,000 | $396,000 |
$54,000 | $170,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $125,000 |
$125,000 | $125,000 |
$0 | $0 |
| Black or African American |
33 | $794,000 |
$24,000 | $135,000 |
$29,000 | $61,000 |
| Hispanic |
1 | $9,000 |
$9,000 | $9,000 |
$103,000 | $103,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,356,000 |
$226,000 | $621,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
102 | $10,368,000 |
$101,000 | $459,000 |
$84,000 | $556,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
143 | $12,652,000 |
$88,000 | $621,000 |
$68,000 | $556,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $159,000 |
$39,000 | $135,000 |
$30,000 | $60,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
139 | $12,493,000 |
$89,000 | $621,000 |
$69,000 | $556,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ST FRANCISVILLE by:
Metropolitan Area And
County
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