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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF ST. PETERSBURG
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF ST. PETERSBURG |
| Address | ONE TAMPA CITY CENTER, SUITE 100
TAMPA, FL 33602 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 35 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,190,000 |
| Average Mortgage Loan Amount Applied For | $646,800 |
| Highest Mortgage Loan Amount Applied For | $3,500,000 |
| Average Applicant Income | $119,600 |
| Highest Applicant Income | $3,956,000 |
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| Home Improvement |
1 | $450,000 |
$450,000 | $450,000 |
$0 | $0 |
| Home Purchase |
24 | $14,987,000 |
$624,000 | $3,500,000 |
$275,000 | $3,956,000 |
| Refinancing |
12 | $4,263,000 |
$355,000 | $1,100,000 |
$25,000 | $243,000 |
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| American Indian or Alaskan Native |
1 | $800,000 |
$800,000 | $800,000 |
$506,000 | $506,000 |
| Asian |
2 | $2,450,000 |
$1,225,000 | $1,350,000 |
$199,000 | $398,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $4,031,000 |
$2,015,000 | $3,500,000 |
$2,162,000 | $3,956,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $6,744,000 |
$396,000 | $1,400,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
15 | $5,675,000 |
$378,000 | $1,665,000 |
$112,000 | $243,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37 | $19,700,000 |
$532,000 | $3,500,000 |
$187,000 | $3,956,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $500,000 |
$500,000 | $500,000 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $248,000 |
$248,000 | $248,000 |
$121,000 | $121,000 |
| Loan Originated |
35 | $18,952,000 |
$541,000 | $3,500,000 |
$194,000 | $3,956,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF ST. PETERSBURG by:
Metropolitan Area And
County
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