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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF STAR CITY
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF STAR CITY |
| Address | 116 NORTH LINCOLN AVE
STAR CITY, AR 71667 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 116 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,840,000 |
| Average Mortgage Loan Amount Applied For | $62,307 |
| Highest Mortgage Loan Amount Applied For | $349,000 |
| Average Applicant Income | $80,615 |
| Highest Applicant Income | $432,000 |
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| Home Improvement |
16 | $243,000 |
$15,000 | $40,000 |
$70,000 | $432,000 |
| Home Purchase |
53 | $2,182,000 |
$41,000 | $280,000 |
$58,000 | $240,000 |
| Refinancing |
49 | $1,497,000 |
$30,000 | $349,000 |
$52,000 | $166,000 |
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| American Indian or Alaskan Native |
2 | $122,000 |
$61,000 | $75,000 |
$39,000 | $48,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
30 | $899,000 |
$29,000 | $100,000 |
$66,000 | $166,000 |
| Hispanic |
3 | $32,000 |
$10,000 | $13,000 |
$30,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $586,000 |
$53,000 | $349,000 |
$0 | $0 |
| Not Provided |
1 | $3,000 |
$3,000 | $3,000 |
$22,000 | $22,000 |
| White |
71 | $2,280,000 |
$32,000 | $280,000 |
$64,000 | $432,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
118 | $3,922,000 |
$33,000 | $349,000 |
$57,000 | $432,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $17,000 |
$17,000 | $17,000 |
$45,000 | $45,000 |
| Application Denied By Financial Institution |
19 | $425,000 |
$22,000 | $70,000 |
$43,000 | $91,000 |
| Application Withdrawn By Applicant |
8 | $460,000 |
$57,000 | $155,000 |
$41,000 | $91,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
90 | $3,020,000 |
$33,000 | $349,000 |
$61,000 | $432,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
19 | $425,000 |
$22,000 | $70,000 |
$43,000 | $91,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF STAR CITY by:
Metropolitan Area And
County
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