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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF SULLIVAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF SULLIVAN |
| Address | 318 W MAIN ST
SULLIVAN, MO 63080 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 503 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $48,905,000 |
| Average Mortgage Loan Amount Applied For | $147,625 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $80,250 |
| Highest Applicant Income | $619,000 |
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| Home Improvement |
95 | $4,286,000 |
$45,000 | $500,000 |
$63,000 | $442,000 |
| Home Purchase |
238 | $23,954,000 |
$100,000 | $750,000 |
$48,000 | $301,000 |
| Refinancing |
170 | $20,665,000 |
$121,000 | $1,000,000 |
$60,000 | $619,000 |
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| American Indian or Alaskan Native |
1 | $34,000 |
$34,000 | $34,000 |
$39,000 | $39,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $5,000 |
$5,000 | $5,000 |
$82,000 | $82,000 |
| Hispanic |
2 | $236,000 |
$118,000 | $156,000 |
$47,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
31 | $4,647,000 |
$149,000 | $600,000 |
$0 | $0 |
| Not Provided |
4 | $292,000 |
$73,000 | $158,000 |
$49,000 | $94,000 |
| White |
464 | $43,691,000 |
$94,000 | $1,000,000 |
$59,000 | $619,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
502 | $48,775,000 |
$97,000 | $1,000,000 |
$55,000 | $619,000 |
| FHA-insured (Federal Housing Administration) |
1 | $130,000 |
$130,000 | $130,000 |
$76,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
59 | $3,702,000 |
$62,000 | $280,000 |
$34,000 | $94,000 |
| Application Withdrawn By Applicant |
77 | $7,921,000 |
$102,000 | $417,000 |
$44,000 | $187,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
367 | $37,282,000 |
$101,000 | $1,000,000 |
$60,000 | $619,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $71,000 |
$35,000 | $66,000 |
$31,000 | $32,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
37 | $1,454,000 |
$39,000 | $153,000 |
$34,000 | $76,000 |
| Debt-To-Income Ratio |
12 | $1,212,000 |
$101,000 | $280,000 |
$23,000 | $77,000 |
| Employment History |
1 | $83,000 |
$83,000 | $83,000 |
$56,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $198,000 |
$99,000 | $158,000 |
$66,000 | $94,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $470,000 |
$156,000 | $226,000 |
$66,000 | $78,000 |
| Unverifiable Information |
1 | $90,000 |
$90,000 | $90,000 |
$29,000 | $29,000 |
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Mortgage Loan App Totals for BANK OF SULLIVAN by:
Metropolitan Area And
County
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